You're being willfully ignorant saying "it's insane that people get upset" that you rob them of a chance to get 100k xp instead of, like, 10k. Sounds to me like it's insane that people don't understand why people would want 100k XP instead of 10-20.
No he's right. This is bad game design and whoever made that FATE fucked up majorly.
Don't go yelling at others for having fun and playing the game. They aren't wilfully trying to hurt you. You just come off as a jerk.