I didn't get a tax return because Obamacare.
Still saved me way more money than having pointless insurance, though.
insurance, but being a parent to a young child, it's a necessary evil. My wife works in insurance, and she knows how I feel, so we rarely talk about the actual nature of her employment. =P
I work in health insurance and it is not a fun thing right now. People are assholes and don't understand it. People also get mad at me because of the Affordable Care Act. Honestly. I do think there needed to be an overhaul of the health industry, but I think they started backwards. Overhauling and requiring insurance for everyone is not as important as transparency of cost for the doctor, in my opinion.