@MonCapitan2002 - I mostly agree with you, except I really don't care for NPCs dressing like strippers either. That's really the only difference. But Fran and Ashe's outfits, especially, are probably the two worst outfits ever designed for any FF character. Can anyone think of an FF character with a worse outfit (besides folks like Red XIII, who don't technically have outfits)?
I do have to say, Chris Lightfellow is one of the most well designed JRPG characters of all time, and I say that without ever having played Suiko 3. On appearance alone, she is striking and memorable. No need to show skin.
Also, that was Cloud of Darkness you linked, not Ultimecia.
Original Mobius protag design was worse (than Ashe's).
Cindy's design was worse (than Ashe's).
Celes' in-game outfit was worse (than Ashe's).
Otherwise, no... not much. And yeah, my main issue with Fran isn't even her outfit being too revealing, it's that it's too revealing AND is nowhere near in-line with the rest of her race.
Celes' In-game outfit was essentially Rosa's Official Art outfit (FF4 because apparently I need to be specific about this). Celes' OA is actually much better (if still not particularly functional as a General's outfit).
As for worse outfits, pick a random Nomura design, and chances are good that you found one (hell, I'mma throw Squall under this bus, that jacket is way too short for those sleeves/thickness/fur collar, and what the hell are those pants? Black Jeans? Leather? Sweats with pockets?).
Alternatively, Luso (I used to have the image, but apparently, its been lost to the Turbo Ether).