Parn's right about mumble, it's way better operated than ventrilo or teamspeak. For audiophiles, you can tweak the senisitivity of your mic to very precise measurements and actually see them, rather than just assume. The quality for bluetooth users is vastly better as well (so far, I've only experienced one bluettoth headset user as of now). Strongly urge anyone here to test mumble out for themselves, get a little taste of it. You'll like it better, I assure you.
As for FFXIV, I'll be waiting for the retail release before I make any decisions on whether to buy an extravagant new PC or frankenstein my old one to run it. As of now, it still seems to lukewarm to be worth playing. If I'm gonna pay for this game monthly, I wanna know that my horrendously poor lifestyle of gaming daily will be rewarded, rather than penalized, as I prefer only melee classes for most RPGs and leveling magic isn't in my interest right now, nor is crafting. But like I said, I'll wait and see how it all pans out.