Don't really feel like elaborating too much.
Basically came back from a three day convention, was kinda fun but depression cropped up and things happened to where things didn't work out how I wanted and kinda deflated most of the experience. Was feeling actually decent when I came home and found this letter.
"Hi! This is the US Dept of Education; writing to you to remind you that you've been paying your loan faithfully for over a year now. But also...that we lied~! The payment we totally said would be fine has in fact not been paying your interest in full. Please pay this crapton of money, which would require at least 3 of your paychecks to even 'possibly' pay it off without starving to death, withing 30 days or we're adding this to your loan total and cranking up the monthly payment; which will now be even more insufficient. Oh...silly us; we're going to delay sending this letter so it actually gets here within 8 days of when this is all due, rather than the 30 we promised earlier. Oh well, sucks to be you~. <3"
*sigh* I know the cultural reaction to reading something like what I'm about to say but just trust me on this; I'm not the kinda person who'd ever willingly do this.
But really these people should know that, by their own clauses and rules, all it takes is one bullet to the head (which hilariously enough wouldn't even cost 5% of what they want) and they don't see a damn dime of their money; right? So why are they trying to do everything in their power to make that happen? ~.~